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Will marriage impact Social Security disability benefits?

I'm thinking of getting married some time in the very near future and my fiance and i were wondering what it would do to my benefits if we do

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Unlike SSI, SSDI benefits are not needs based. So any additional income brought to the table by your future spouse will not be relevant to your continued receipt of benefits. A person typically qualifies for SSDI by working for a specified number of quarters and paying into the Social Security System, through payroll deductions made by her employer. If you are currently receiving Social Security Disability benefits based on your own work record, then getting married will not impact your benefits.

However, in some cases, a person can qualify for SSDI benefits under the work record of another disabled person, such a spouse, parent, former spouse or deceased spouse.  For example, if you are receiving benefits based on your parent's work record or your ex-spouse's work record, getting married may result in a loss of benefits.  There are exceptions, such as a disabled adult child marrying another disabled adult child, but if you are receiving benefits based on another person's work record you should do more research or discuss the matter with a disability attorney.  Good luck.



Hope someone can help me??? Afraid to call disability to ask them if 2 people are on disability can they get married without penalty? Do they decrease the amount you get & What happens ? So Sad, hate feeling this way being " roommate's " - CAN ANYONE HELP ME OR POINT ME IN THE CORRECT DIRECTION PLEASE!!!!


Marriage will not change SSDI benefits; however, it's important to remember that there are two types of Social Security Disability, SSDI and SSI. SSDI (Social Security Disability Insurance) is based on your past work, the amount deducted from your pay when you worked. SSI (Supplemental Security Income), on the other hand, is a needs based program for people who are disabled or are over 65.

People who receive SSI must be income eligible; that is, they must have very little income and assets. For married people, the combined income of both partners is counted. So if you marry someone who is working or who has assets over the limit, you might lose your SSI. For information about your individual situation, you should check with SSA or with a lawyer.


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