Under advice from a lawyer, my wife filed a Chapter 13 bankruptcy individually in order to preserve my credit... we are 4 yrs into the 5 yr repayment plan. Recently we checked our credit reports and were surprise to find that the mortgage appears as up-to-date on her report but when we look at my report it shows as Past Due.
Is this correct/legal? Should I call the mortgage company an tell/ask them to change how they are reporting the mortgage on my report? Should I file a dispute via the credit reporting companies?
This Past Due / Deliquency is severely hurting my credit and our lawyer isn't very helpful since technically I'm not his client... so any help is greatly appreciated.