I have another question. I'm not injured but I always wondered why people would hire a personal injury attorney if they had a good claim. Maybe I'm naive, but I think you would do better negotiating with the insurance company of the guy that injured you and then take the settlement offer. So what if my injury is "worth" $100k but I only get $80k from the insurance company? I would have to pay a contingency fee to the attorney anyway. So I would come out ahead doing it on my own because I wouldn't have to pay 30% to the lawyer, and I might do even better than $70k. I know the editor will disagree because he's a lawyer.