I have a question about Social Security Disability going insolvent. I read that congress thinks the Social Security disability trust fund could run out of money by 2017. If that happens I assume everyone on SSI and SSDI will no longer get monthly payments. On the other hand I'm thinking I need to apply for SSI or SSDI. Is it still worth the effort to apply if the funds are going to disappear any way. I know It can take a while to get benefits so it seems bad.