I need to decide whether I should file for chapter 13 bankruptcy. One of the questions I have is whether I can strip the second mortgage lien off my house and so reduce the amount I will have to pay back. My house is currently worth about $355,000 and I have a first mortgage of over $400k. I also have a secured home equity line of credit in the amount of $36,000. Is lien stripping allowed in Massachusetts bankruptcy courts? Thanks.