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| Topic | Replies | Created | Last reply | |
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Short sale in Chapter 13 Bankruptcy. I've already filed my petition for Chapter 13 bankruptcy but now I'm wondering if I can just do a short sale of my home. I just don't see how I can h... |
1 | 2 years 49 weeks ago by Anonymous |
2 years 49 weeks ago by The Editor |
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Car loan after bankruptcy discharge I filed chapter 7 bankruptcy and got a discharge. I had a care with a loan at the time that was included in my bankruptcy and never reaffirmed the lo... |
2 | 2 years 51 weeks ago by Herbert74 |
2 years 51 weeks ago by admin |
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Bankruptcy with married couple I've been married for 5 years but my husband has left and is living in another state. Can I file for chapter 7 bankruptcy on my own or do I have to w... |
1 | 3 years 1 day ago by JenT |
3 years 1 day ago by The Editor |
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bankruptcy followed by foreclosure I filed a chapter 7 bankruptcy that was discharged in March. My home was included as I can no longer afford the payments. I have now received a letter... |
0 | 3 years 1 week ago by Anonymous |
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Where should I file bankruptcy? I just moved to Massachusetts (3 months ago) from New York. I need to file bankruptcy now but I'm not sure which state I need to file in. Does it ma... |
1 | 3 years 1 week ago by Tonka |
3 years 1 week ago by The Editor |
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Can I refile bankruptcy after my husband? My husband filed bankruptcy about 13 months ago when our house went into the foreclosure process. I'm not really sure what happened, but I think the c... |
1 | 3 years 2 weeks ago by Chernoff |
3 years 2 weeks ago by The Editor |
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Can I stop wage garnishment by filing bankruptcy OK. Seems like I waited too long to file bankruptcy because a creditor now has a wage garnishment against me for a hefty chunk of my income. I live ... |
2 | 3 years 3 weeks ago by Anonymous |
3 years 3 weeks ago by Attorney Kovacs |
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Bank account questions filing Chapter 7 I am in the process of filing Chapter 7, and I have a few questions regarding bank accounts --
1. I have joint bank accounts with my ex, of whi... |
1 | 3 years 4 weeks ago by roamingmind |
3 years 4 weeks ago by The Editor |
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Do I have to be married to file joint bankruptcy? Me and my boyfriend have lived together like husband and wife for over six years. Our credit and money situation is in the toilet and we think one or... |
1 | 3 years 4 weeks ago by sunami |
3 years 4 weeks ago by The Editor |
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Can I file bankruptcy if unemployed? OK I'm not really sure how this works. I've been very ill and used all my money to pay debts. Lost my job because I couldn't work and I'm still wait... |
1 | 3 years 5 weeks ago by Anonymous |
3 years 5 weeks ago by The Editor |
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Servicemembers Civil Relief Act We recently asked our lender to talk to us about a loan modification after we missed a couple of payments. My wife and I think we can keep this toget... |
1 | 3 years 6 weeks ago by Anonymous |
3 years 6 weeks ago by The Editor |
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Financial management course for bankruptcy? I think I've got this confused. Is the requirement for taking a financial management course for chapter 7 bankruptcy the same as the credit counseling... |
2 | 3 years 7 weeks ago by simport |
3 years 7 weeks ago by Attorney Kovacs |
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Discharge of gambling debt in MA Bankruptcy. My husband has run up an extremely large (too big for us to ever pay back) credit card debt because he used the card to pay for gambling (cash advance... |
2 | 3 years 10 weeks ago by WonTon |
3 years 10 weeks ago by Attorney Kovacs |
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Are discharged debts considered income? As a result of my bankruptcy filing I had several thousand dollars in discharged debt mostly from a credit card bill I owed. Then I received a form f... |
1 | 3 years 11 weeks ago by Lowe66 |
3 years 11 weeks ago by The Editor |
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Will bankruptcy effect my utility services? If I do file bankruptcy (have not yet) will that effect my ability to keep my utility services like electric and gas? I've been paying those bills an... |
2 | 3 years 12 weeks ago by Tellerman |
3 years 12 weeks ago by Attorney Kovacs |
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Filing MA bankruptcy if you have no money I still don't get it even after reading some of your posts. If people have no money how can they file bankruptcy? They need money for filing fees an... |
2 | 3 years 14 weeks ago by Anonymous |
3 years 14 weeks ago by The Editor |
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Property Lien I co signed auto loan for my son years ago. A court judgement was placed against me and a lien placed on my home in Mass. Does this lien ever expire ... |
1 | 3 years 15 weeks ago by tcornacchio@ver... |
3 years 15 weeks ago by admin |
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Any good (non-scam) alternatives to bankruptcy? So . . . lost the job bills are piling up (including one late mortgage payment) and my wife's income alone is not going to do it for us. I want to tr... |
1 | 3 years 15 weeks ago by GSutton |
3 years 15 weeks ago by The Editor |
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Discharge with chapter 13 bankruptcy As far as I can tell I made all the payments I was supposed to make under my chapter 13 bankruptcy so is this all done? How do I know if the judge ap... |
1 | 3 years 16 weeks ago by Lawrence65 |
3 years 16 weeks ago by The Editor |
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Can I get a checking account after bankruptcy? A co-worker told me that he filed for bankruptcy four years ago and he still can't get a checking account because of it. Is that true? |
1 | 3 years 17 weeks ago by Baron |
3 years 17 weeks ago by Attorney Kovacs |
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Employee owed paycheck I am owed a paycheck for PT work by a small business currently planning to file for bankruptcy. I worked for this company as a FT employee for over 5 ... |
1 | 3 years 19 weeks ago by Anonymous |
3 years 19 weeks ago by The Editor |
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Question about collecting condo fees after filing for bankruptcy? I'm part of a condo board and we had one owner filing for bankruptcy after stopping paying the condo fees in June. The bankruptcy was granted in Septe... |
1 | 3 years 20 weeks ago by Ferrari328 |
3 years 20 weeks ago by The Editor |
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Will I be able to get a lease and rent after bankruptcy? I already filed chapter 7 bankruptcy and now I'm freaking out about whether I'll be able to find and rent an apartment or keep the one I have. I have... |
1 | 3 years 21 weeks ago by TerrenceU |
3 years 21 weeks ago by The Editor |
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Will trustee ever come to my house if I file bankruptcy? I am not hiding any assets but I was curious about whether the bankruptcy trustee or someone else might come to my house after a file to see what I ha... |
1 | 3 years 23 weeks ago by Anonymous |
3 years 23 weeks ago by The Editor |
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Chapter 20 Bankruptcy Is there really such a thing as a chapter 20 bankruptcy? I read on a chat room that it just means you file chapter 7 and chapter 13 bankruptcy at the ... |
1 | 3 years 24 weeks ago by BradleyH |
3 years 24 weeks ago by The Editor |
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Question on bankruptcy and tax I had lots of credit card's debts and tax debts, and was living paycheck to paycheck. Then I got layoff this year and kicked out of my apartment. Late... |
1 | 3 years 25 weeks ago by snps94043 |
3 years 25 weeks ago by The Editor |
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Chapter 7 bankruptcy or Chapter 13 in MA I'm not sure if it matters for bankruptcy, but I live in MA. I'm having a hard time paying bills. A lot of problems. I am wondering if I need to file ... |
1 | 3 years 26 weeks ago by Anonymous |
3 years 26 weeks ago by The Editor |
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Can I keep cash value of my life insurance policy with MA bankruptcy? If I file a chapter 7 bankruptcy will I be able to keep the cash value of my life insurance policy. I've been paying in for a while and the current v... |
2 | 3 years 28 weeks ago by Anonymous |
3 years 28 weeks ago by The Editor |
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Is investment property held in an LLC safe from personal bankruptcy? I own a piece of investment real estate with a partner. We are considering the creation of an LLC to hold the property. If my partner or I later fil... |
1 | 3 years 31 weeks ago by Lost In Law |
3 years 28 weeks ago by Attorney Kovacs |
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Can I remove bankruptcy from my credit report? I understand that my chapter 7 bankruptcy is supposed to stay on my credit report for 10 years (I got a discharge 4 years ago), or that was what I was... |
2 | 3 years 33 weeks ago by Anonymous |
3 years 29 weeks ago by Attorney Kovacs |
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Do I Have to go to Bankruptcy Court? If I file bankruptcy, do I actually have to go to the court? If so, how often and where is the Massachusetts court? |
2 | 4 years 23 weeks ago by Jack5 |
3 years 29 weeks ago by Attorney Kovacs |
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what happens to a co-signer if I file bankruptcy? One of my debts is a personal loan that my uncle co-signed on. I'm planning on filing Chapter 7 bankruptcy and was wondering how that would effect th... |
1 | 3 years 30 weeks ago by Anonymous |
3 years 30 weeks ago by The Editor |
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Bankruptcy disqualify me from getting custody of my children in divorce? I filed for bankruptcy 5 years ago before I even got married to my current husband. If I file for divorce now will that bankruptcy disqualify me from... |
1 | 3 years 31 weeks ago by Sammy64 |
3 years 31 weeks ago by The Editor |
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Credit card debt discharged under Chapter 7 Bankruptcy? Over the last several months as my situation got worse I've been using my credit cards to get me through this mess. Not a good idea and it didn't wor... |
1 | 3 years 32 weeks ago by Chin1979 |
3 years 32 weeks ago by The Editor |
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Bankruptcy and my retirement account If I decide to file bankruptcy, what will happen to my retirement account? I have an IRA that I've putting money into for over ten years and I don't ... |
1 | 3 years 35 weeks ago by Anonymous |
3 years 35 weeks ago by Attorney Kovacs |
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Promissory note owed I purchased a restaurant 4 years ago. The purchase was made with the owner (who also happens to be the landlord of the building)taking back $50,000 in... |
0 | 3 years 36 weeks ago by Anonymous |
n/a |
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What does a bankruptcy trustee do? Just starting this process and I have not been to court yet, but I'm curious about what the bankruptcy trustee will do? Is he there to help me or doe... |
1 | 3 years 36 weeks ago by Anonymous |
3 years 36 weeks ago by The Editor |
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Bankruptcy Default Clause So this is a follow-up about a car loan with a co-debtor. I have reviewed the loan document and it contains a clause that says that the loan will be i... |
0 | 3 years 37 weeks ago by baking |
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Reaffirming Car Loan with Codebtor I helped by brother-in-law file a "pro se" chapter 7 bankruptcy. He decided to file as an individual because the only debt that was also in his wife'... |
1 | 3 years 37 weeks ago by baking |
3 years 37 weeks ago by Attorney Kovacs |
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Can I file bankruptcy if I didn't file income taxes last year? Because of my screwed up money situation, I stupidly decided not to file my taxes last year. I don't even know if I owed taxes but my finances were s... |
2 | 3 years 39 weeks ago by Anonymous |
3 years 38 weeks ago by aviliss |
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Can I withdraw bankruptcy petition? Things have changed for me and I'm wondering if it's possible to withdraw my bankruptcy petition? Is my attorney going to be pissed off about this?
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1 | 3 years 39 weeks ago by Mindchange |
3 years 39 weeks ago by The Editor |
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Perhaps not your typical bankruptcy... I am wondering if I qualify for bankruptcy. I have a solid salary ($85k/yr) and I have good credit (700+) but my credit card debt is about to get the... |
2 | 3 years 41 weeks ago by Anonymous |
3 years 40 weeks ago by Attorney Kovacs |
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Change from chapter 13 to chapter 7 bankruptcy My financial situation is changing pretty quickly and not getting any better. Is it possible or legal to change from chapter 13 to chapter 7 bankrupt... |
2 | 3 years 40 weeks ago by Anonymous |
3 years 40 weeks ago by Attorney Kovacs |
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Assets inherited after bankruptcy petition filed My husband and I have filed for bankruptcy. Our hearing is August 20. My husband's brother is in the hospital, and there is a possibility that he will... |
1 | 3 years 41 weeks ago by beth1019 |
3 years 41 weeks ago by The Editor |
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will bankruptcy discharge my criminal fines? So what's the answer? Can I discharge my criminal fines (almost $1000) if I file Chapter 7 Bankruptcy? I also have alimony to pay but I'm pretty sur... |
1 | 3 years 41 weeks ago by Keepsmilin |
3 years 41 weeks ago by The Editor |
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Lawyer pursuing a debt discharged in chapt 7 I got a motion for alias execution from an attorney regarding a debt that was discharged in bankruptcy 3 yrs ago. I already informed the lawyer of thi... |
1 | 3 years 42 weeks ago by bobru |
3 years 42 weeks ago by admin |
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Will bankruptcy remove an IRS tax lien? The IRS just put a lien on my house. The chances of me getting out of debt at this point are close to zero (lost job and have no income now). If I f... |
1 | 3 years 43 weeks ago by Anonymous |
3 years 43 weeks ago by The Editor |
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Affirmative Defenses During Foreclosure Trial Using Unconscionability Unconscionability is like usury in that it is based on the idea of fairness, but unlike usury, the theory of unconscionability... |
1 | 4 years 27 weeks ago by JasonForclosure |
3 years 44 weeks ago by The Editor |
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Can I file motion to re-open chapter 13 bankruptcy? I would like to know if it is possible to file a motion to re-open my bankruptcy case chapter 13, Unbeknownst to me my atty filed for a dismissal and ... |
1 | 3 years 45 weeks ago by savanna |
3 years 45 weeks ago by The Editor |
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Answering a complaint after bankruptcy I filed bankruptcy and a creditor has served me with a complaint. I filed my answers in court and was wondering if I also had to serve my answers to t... |
1 | 3 years 45 weeks ago by b moe |
3 years 45 weeks ago by The Editor |
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Can I file Chapter 7 bankruptcy again? I filed for Chapter 7 Bankruptcy and got a discharge 6 years ago, so can I file again if I need to? I think I can but I heard the law was changed. |
1 | 3 years 46 weeks ago by Electric |
3 years 46 weeks ago by The Editor |
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someone i filed bankruptcy protection against years ago is harrasing me for oney today I was married back in 2001, at the time my father inlaw had invested some money to a business i started, along with that he helped with securing credi... |
0 | 3 years 47 weeks ago by kjungee |
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can debt collectors prevent bankruptcy discharge? I plan on filing chapter 7 and I have a 2 debt collectors who are very harsh and harrasing. I know I have rights under the FDCPA but I just want to ge... |
1 | 3 years 47 weeks ago by Anonymous |
3 years 47 weeks ago by The Editor |
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can unscrupulous neighbor filing bankruptcy then purchase a brand new car hi,
i have a neighbor who is one of those people who gets everything possible under the sun for free when possible and oftentime illegally. he filed... |
0 | 3 years 47 weeks ago by Anonymous |
n/a |
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Re-establishing good credit after filing Chapter 7 bankruptcy I Guess this isn't really a law question but this is a bankruptcy forum so . . . Do you have any tips or ideas about how to re-establish good credit (... |
1 | 3 years 47 weeks ago by CarolN |
3 years 47 weeks ago by The Editor |
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need to know if I can file I have ran on tough times and have one judgment against me already. I am being sued right now for a debt that is not mine and I have said this the fir... |
0 | 3 years 48 weeks ago by Anonymous |
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Debt claim "Dismissed with prejudice" I was served a summons a couple of weeks ago to answer to an old credit card back dating back to 2003. I had been preparing a letter in response, whe... |
2 | 3 years 49 weeks ago by Anonymous |
3 years 48 weeks ago by irishtemper |
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Can I keep my car after bankruptcy? When I file bankruptcy, can I exempt my car from the creditors and does that mean I get to keep the car? |
2 | 3 years 48 weeks ago by Snickerme |
3 years 48 weeks ago by Attorney Kovacs |
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Does my spouse have to file bankruptcy too? I'm married and thinking about bankruptcy but my wife does not want to. Do we both have to file or can I do it alone. |
1 | 3 years 49 weeks ago by Twill1967 |
3 years 49 weeks ago by The Editor |
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How long for discharge of debts? If I file bankruptcy next month (or sooner) as I plan, how long until my debts are discharged? Of does it vary? Thanks for your help. |
1 | 3 years 50 weeks ago by Anonymous |
3 years 50 weeks ago by The Editor |
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Will bankruptcy stop eviction? My landlord is just not listening to me about my money problems. If I file bankruptcy will that stop the eviction he started?
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3 | 4 years 5 days ago by Kline59 |
3 years 52 weeks ago by The Editor |
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declaring assets in bankruptcy I have some personal property that is somewhat valuable, but more sentimentally valuable to me. If I decide to actually file for bankruptcy (not sure... |
1 | 4 years 19 hours ago by Anonymous |
4 years 19 hours ago by Attorney Kovacs |
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Can I get credit after bankruptcy? Realistically, will I be able to get loans and credit cards after I file for bankruptcy, or is going to cause more problems, in the long run, than it ... |
1 | 4 years 1 week ago by Anonymous |
4 years 1 week ago by The Editor |
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Bankruptcy and credit cards If I file bankruptcy am I going to lose all my credit cards? |
1 | 4 years 1 week ago by Anonymous |
4 years 1 week ago by The Editor |
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Can my employer fire me for bankruptcy? I'm pretty sure employers can do credit checks and stuff like that when they interview you. So does that mean I might get fired if I file bankruptcy?
... |
1 | 4 years 3 weeks ago by JeremyD |
4 years 2 weeks ago by The Editor |
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Bankruptcy Can a not for profit Condo trest declare bankruptcy ? |
1 | 4 years 4 weeks ago by padanaram |
4 years 4 weeks ago by The Editor |
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What will Creditors do after I file Bankruptcy? If I file for bankruptcy, what will happen with my creditors? I mean, will they know to leave me alone and stop calling? |
1 | 4 years 5 weeks ago by justcurious |
4 years 5 weeks ago by The Editor |
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Will people know I filed Bankruptcy? I think I'm going to file for bankruptcy, and I was wondering if people (in my town, etc.) will know that I did. |
1 | 4 years 10 weeks ago by worried |
4 years 9 weeks ago by The Editor |
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Can a Company Filing Chapter 11 choose NOT to honor gift cards? I recently had a baby and received $500 in gift cards to right start. They announced a couple weeks ago that they were filing for chapter 11 and now r... |
1 | 4 years 14 weeks ago by mando113 |
4 years 14 weeks ago by The Editor |
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Personal Injury Claims and Bankruptcy I am involved in an ongoing personal injury lawsuit in Massachusetts. I am also thinking about filing for bankruptcy. Can any damages I am awarded i... |
1 | 4 years 15 weeks ago by Jimmyc |
4 years 15 weeks ago by The Editor |
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Attorney will not respond & Chapter 7 I need advice. In October of 2008 I filed Ch 7, making sure to keep my home & auto loans up to date & not included in the filing.
Unfortunately, m... |
1 | 4 years 17 weeks ago by DanaD |
4 years 17 weeks ago by The Editor |
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Bankruptcy after Divorce My ex just filed for bankruptcy. I already have my divorce decree, but my name is no the note for the house we lived in before the divorce. I know t... |
1 | 4 years 18 weeks ago by Skylite |
4 years 18 weeks ago by The Editor |
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Chapter 7 bankruptcy and IRS Tax Debt Does a chapter 7 also take care of money owed to the irs i have gotten 3 different answers need to know before i file thanks
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1 | 4 years 21 weeks ago by roadking |
4 years 21 weeks ago by The Editor |
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Credit Counseling before filing Bankruptcy? Is it true I have to do some kind of counseling before I file Chapter 7 or Chapter 13 Bankruptcy? |
1 | 4 years 22 weeks ago by MikeB |
4 years 22 weeks ago by The Editor |
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My ex is filing bankruptcy. How will this affect me? I am recently divorced. My ex lives in the house until the court-ordered sale of the property. We had a buyer until my ex pushed off the closing one... |
1 | 4 years 24 weeks ago by chazrig |
4 years 24 weeks ago by The Editor |
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shortsale, foreclosure, or bankrupcy? I am unemployed and was denied unemployment benefits. I have no money at all coming into the household, 2 sons, 1 of them only 6 months, the other one... |
1 | 4 years 24 weeks ago by Anonymous |
4 years 24 weeks ago by The Editor |
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Social Security Disability and Bankruptcy I collect a Social Security Disability Payment. I think I need to file bankruptcy, but was wondering if that payment must be counted as income on my ... |
1 | 4 years 25 weeks ago by Anonymous |
4 years 24 weeks ago by The Editor |
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Can Bankruptcy Stop Foreclosure? I own a home in Massachusetts, but I think the bank is going to foreclose. Can I stop them by filing for bankruptcy? |
1 | 4 years 27 weeks ago by Locks95 |
4 years 27 weeks ago by The Editor |
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Bank froze my checking account HI All,
We are 45 days late on our mortgage and are working with our bank on a short sale. The bank froze our checking account without notifying us.... |
0 | 4 years 31 weeks ago by Anonymous |
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bankruptcy 16-May-2008 3:22 PM -- villanurse08can anyone give me advise on bankrutcy
Editor's Response:
Sure, but you will have to be a bit more ... |
0 | 4 years 40 weeks ago by admin |
n/a |
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chapter 13 second lien
20-Jun-2008 8:46 PM -- shrlook
I am having great difficulty keeping up with the two mortgages on my home. I can afford the first, but th... |
0 | 4 years 40 weeks ago by admin |
n/a |
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bankruptcy
judy64
1 post
3-Jul-2008
5:24 AM
Is a co-signer responsible for a debt which was discharged in ... |
0 | 4 years 40 weeks ago by admin |
n/a |
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Debt settlement
31-Jul-2008 3:48 AM -- cola227
In the 90's I got into some serious credit card debt. My 10 year reationship ended I no longer had a 2nd... |
0 | 4 years 40 weeks ago by admin |
n/a |
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Front door lock kaseylynn603
Guest
0 post
24-Jun-2008
10:58 AM
I live in a 3 family house, and live in the first floor apartment, with 2 other above me.
The ... |
0 | 4 years 40 weeks ago by admin |
n/a |
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