Less than six months ago I purchased a property with my boyfriend. During the process of procuring the home in their name, my boyfriend hit a roadblock, when it was found that there were salary restrictions making it not possible to get a mortgage without a co-borrower. So that is where I came in. We would be moving in together as planned, I'd be paying the mortgage - but the lawyer made it so I would have no stake in the property. I wasn't putting any money down, but without me - the deal would have fallen through. My problem is that I have absolutely no leverage whatsoever if we split. I'm still liable for the mortgage but on a property that is not mine. I was coerced by the lawyer to sign a quit claim*, signing the deed over before the closing even took place. The quit claim was filed away to be sent in a few weeks after the closing, and hours later I had the property signed over to my name by the former owner. On the deed that is filed and viewable online, the book and page numbers are hand-written in. How is it possible to sign over a property that I didn't own? What is my recourse if we split and I'm left holding an expensive bag that I am unable to divest my mortgage stake in? I didn't put the capital down for the down payment, but without me there's no sale, is that really worth $0? *By this point I had already broken the lease at my apartment I had rented for nearly 3 years and would have to scramble to find a new place, first and last/security, et cetera while putting down big money for school, it would have been a choice of one or the other, a poison pill that had my hand forced.
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Editor's Response
I'm having a hard time understanding your questions. If you are still with this man and on good terms, why don't you talk to him and change the arrangement? If you are saying that the boyfriend and the attorney exerted undue influence on you and forced you to enter an arrangement that is detrimental to your interests and contrary to your wishes, then you need to talk to a different attorney about the situation. For your information, follow this link for a discussion of undue influence under MA law. As you will see, you will need to show more than a bad decision on your part. Good luck.