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I have a question about Social Security Disability going insolvent. I read that congress thinks the Social Security disability trust fund could run out of money by 2017. If that happens I assume everyone on SSI and SSDI will no longer get monthly payments. On the other hand I'm thinking I need to apply for SSI or SSDI. Is it still worth the effort to apply if the funds are going to disappear any way. I know It can take a while to get benefits so it seems bad.

 
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Applying for Social Security Disability

I know that information sounds upsetting, but I also think you know the answer to your question.  If you are disabled and need financial help, of course you should apply for SSDI or SSI and get the benefits you are entitled to.  According to the Social Security Administration, over 13 million Americans receive Social Security disability benefits or Supplemental Security Income.  That is a lot of people.  It seems highly unlikely that the government would take any action, or fail to take action, and allow all of those vulnerable people to fall through the cracks.  Even if the entire system collapses in 2017 (again, very unlikely), if you apply today and receive your benefits you can continue to collect for five years.  Well worth the effort.  Good luck with your application.

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