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my lender sent me a letter with only two option: short sale or deed in lieu?
i'm confused I don't know exactly what they mean. the funny part i wasn't offered a low interest rate or any type of modification especially i found out my mortgage is owned by fannie-mae. can some one help me? thanks

Foreclosure information

At this critical juncture, this is not the appropriate place for you to find answers.  I don't know what was in the letter or what your financial situation is.  I strongly recommend that you talk to a bankruptcy attorney or another professional with relevant experience who can look at your documentation and your situation and offer some sound advice.  Many attorneys offer an initial free consultation, an opportunity for the attorney to tell you if she thinks she can help you.  You can also visit the Massachusetts Office of Consumer Affairs for some information that may help you.  Good luck.

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