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Liable for wife's accident or negligence in MA?

I'm older than my wife by almost twenty years and my home is in my name only. It used to belong to my mother. Now my wife is struggling with alcohol and I know that from time to time she does drive when she shouldn't. Is it possible that if she was negligent and hurt someone while driving that the injured person could sue me for damages and possibly take my home?

Editor's Response

Sorry about your situation.  Generally speaking, you will only be found liable for the damages suffered by another if you are somehow negligent and that negligence results in an injury to a person or his property.  If you were not negligent, a plaintiff will have a very hard time going after your house to satisfy a court's award of damages against your wife (assuming, as you say, that the house is not her property).  However, you need to make sure that you are not connected in any way to your wife's innapropriate driving and/or negligence.  For example, do not let her drive any car that is registered in your name.  If, let's say, you let your wife drive your car knowing she has been drinking, that could be considered a negligent act. 

If I were in your shoes, I would sit down with a Massachusetts lawyer and discuss this issue in more detail.  In addition to explaining how you can limit your liability, the attorney will be able to offer some asset protection strategies.  For example, have you recorded a declaration of homestead for your home?  Good luck. 

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