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If another driver is clearly at fault and negligent, can I pursue remdies prior to a final settlement?

I was sitting at a red light and was rear ended by a driver not paying attention. I was on a motorcycle so my injuries are obviously worse than if I had been in a car. Bike was totaled and I'm extremely lucky to be alive. I've had some surgeries and after my recent surgery can no longer drive my car because it is a manual and I cannot use the clutch. I am going to sue eventually, but is there a way that I can for instance get the negligent driver's insurance company to pay for a rental car before I pursue my claims? They have tried to settle already at much more than the cost of a rental car, but I understand I have 3 years so am being patient. It would be nice though to get some kind of interim compensation.

Editor's Response

I would not try to negotiate with the insurance company without an attorney, and would certainly not sign any document given to you by the company.  I am not at all familiar with your case or with the types of claims you might be able to assert.  However, once you retain an attorney, he or she will be able to quickly evaluate your injuries and the facts surrounding the accident and begin negotiating a settlement.  Most Massachusetts personal injury attorneys offer free consultations, and there is a reason insurance companies like to try to settle these cases quickly, before the injured party hires an attorney. 

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