Guest
0 post
3-Jul-2008
6:19 AM 
My girlfriend and I bought a house together. We are now spit and I am paying for the mortgage (3-years). How do I get the deed in just my name? I assume I must pay her back her contribution to the down payment.
L Sigman Esq
67 post s
6-Jul-2008
8:18 AM If she is on the mortgage, you will need to refinance in order to get her off the documents; if not, a transfer of deed from the two of you, to just you, MAY trigger a "Due on sale clause" that may be included in the mortgage. Although it is unlikley, it is a possiblity, therefore, even if she is not on the mortgage, you may also need to refinance.
Depending on the state of your relationship (i.e. if you are able to speak with each other) you could draft a simple agreement, much like a seperation agreement in a divorce, to determine what each of you receive (i.e. money, the property etc.).
Please feel free to call our office if you need any assistance with this.
SIGMAN LAW OFFICE