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Cash Value on Elderly Mothers Life Insurance

My mother is currently in the hospital and may be transferred to a nursing home in the near future. She has not yet applied for Mass Health/Medicaid. She has received a large bill from the assisted living home she was living in for the past 9 months. Her entire Social Security check was going to the assisted living home but did not cover the entire amount. Is she allowed to cash in her life insurance in order to pay the balance on the assisted living home? I know there are strict rules regarding where large sums of money may be directed according to Medicaid. Thank you.

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