Submitted by Herbert74 on Fri, 05/28/2010 - 07:52
Posted in
I filed chapter 7 bankruptcy and got a discharge. I had a care with a loan at the time that was included in my bankruptcy and never reaffirmed the loan but I agreed to pay a monthly amount to the the company that holds the loan and made about 11 payments before I got in more trouble and couldn't make the payment. They repossessed and sold the car and now they want me to pay the $7000 difference that they say I owe. Do I have to pay that?
Read Similar Questions
- Bankruptcy Default Clause
- Reaffirmation of car loan in Massachusetts Bankruptcy
- Guarantor or co-signer in bankruptcy
- Renegotiating loan terms before reaffirmation
- Repo Car after bankruptcy
- Debt collection after bankruptcy discharge
- Will I lose my car if I file bankruptcy?
- personal loan to a friend and bankruptcy
- Undue hardship for student loan discharge
- Discharge with chapter 13 bankruptcy
Recent Posts about Massachusetts Laws
| Forum | Last post |
|---|---|
|
I have a lease until June 2012, but I am very unhappy with my living situation, I pay half of the rent. I am a....
I cannot answer this question based upon your statement. Who are they....
|
2/8/2012 11:00 by Alexm2012 |
|
Is it legal for Massachusetts employer to send a SALARIED employee home for the day, without pay, for a dress ....
Federal and Massachusetts courts have upheld employee dress codes as l....
|
2/8/2012 09:09 by Munsterwoman |
|
Hi, I'm the grandmother of 4 beautiful grandchildren. The oldest has hit a rough spot with defiance (puberty ....
I'm very sorry about your situation and the ordeal your family is goin....
|
2/7/2012 23:02 by gramy |
|
Hello. I'm in the middle of an appeal for SSDI and my attorney asked me to get a residual functional capacity....
First, I guess it's not a good sign that you do not trust your current....
|
2/7/2012 08:18 by Adam13 |
|
Hi everybody.
I am trying to make an offer on a house, which is an estate sale. As I understand, the execut....
|
2/6/2012 13:50 by ilya980 |
|
I've been helping a friend pay for a lawyer to go to probate court.
Her ex-Boyfriend, whom she is taking to c....
|
2/6/2012 12:21 by rbiddle |
|
If I witness a person getting beat up at a party and just run away without calling the cops or helping the guy....
I don't think so. In terms of civil liability (as opposed to cri....
|
2/3/2012 07:17 by Coller |
|
My father passed away in September. The probate is over and settled, no contests to the will. My mother is the....
Your dad died in September and the probate is already settled – ....
|
2/2/2012 18:50 by JGraul |
|
Hi. My cousin is charged with possession with intent to distribute drugs in a Massachusetts court. He is not a....
Unfortunately for your cousin, if an immigrant is convicted of certain....
|
2/2/2012 08:07 by Sister6 |
|
Just curious if you have any thoughts or have read any information regarding the success rate of divorce media....
Yes, I've also seen the 90% estimate on various websites, with some me....
|
1/24/2012 11:47 by RRM |
|
Several of my colleagues will dictate consultation notes in which they state they don't have the complete hist....
The question probably boils down to whether or not such practice is wi....
|
10/2/2011 18:37 by Anonymous |
You should not be responsible
You should not be responsible for the deficiency on the car loan so long as you received a discharge, did not reaffirm the debt, and the debt was properly listed and noticed in your case. You may have received an informational statement about the car repossession and sale which is not a bill. If you did receive a bill and someone is trying to collect this may be a violation of the discharge injunction and you may be able to bring an action for money damages.
You may wish to call the lawyer that handled your case and talk with him about it. If you did not have a lawyer, your lawyers does not handle discharge matters, or you are looking for someone to talk to about this, please feel free to give me a call. Good luck,
Attorney Robert Kovacs
508-926-8833
Related thread
Follow this link for an explanation of the typical scenario with a car and bankruptcy. (Also by Attorney Kovacs).