Hello. My wife and I are doing a bit of estate planning and thinking of some creative ways to avoid probate. We were wondering, since my wife will be well settled and financially comfortable if I die before her, if we can name our only child as the beneficiary of my IRA account. I was told that the money in an IRA goes directly to the surviving spouse even if I name a different person as the beneficiary. Is that the rule in Massachusetts?
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The Editor, Mark Bernardin, is an attorney living in MA. Please send your suggestions or comments to: TheEditor@malawforum.com
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