We are trying to get our security deposit returned and the landlord has been unresponsive. We gave more than....
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5/14/2013 12:26
by saunderswe |
Can I sue my ex wife for slander and deformation of character
She has hacked into my face book page and chan....
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5/11/2013 11:55
by ABernier |
I moved in last Sept and landlord daughter lived next door. Her husband was "away on business" and I paid my r....
Generally speaking, in MA and other states, a landlord must not do any....
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5/10/2013 21:31
by jeffbiologist |
So I'm somewhat versed in legal issues but not totally and I wanted to find out if this is considered both ill....
The audio portion of the recording seems like it could be an issue.&nb....
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5/10/2013 20:55
by lm22 |
My ex-wife and I appeared before a judge with an agreed upon separation agreement in January, 2013. We signed ....
Hi. You will be divorced in 120 days after you go to court for your he....
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5/10/2013 19:50
by SmorX8 |
My neighbor across the street from me foreclosed on their home, that of which has been so since December 2012.....
Yes, that is stealing, and illegal.
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5/10/2013 12:02
by FXMA |
I am filing a Voluntary Administration Statement in order to transfer the title of my late father's car so I c....
The practical answer is that whenever a third party is involved, you w....
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5/3/2013 19:20
by masseddie |
I bought my home over 20 years ago, and I was the only name on the mortgage and deed.
I quit claimed to my ex....
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5/3/2013 19:20
by broke2now |
Hello, a friend of mine (who is a barber by trade) was grocery shopping.. After putting groceries in her car s....
Thank you
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4/20/2013 22:12
by CrisM |
If I am co-owner of our 2 family home and have agreed to pay the entire mortgage as part of the divorce settle....
Dear Fool-in-love: The divorce settlement requires you to pay the full....
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1/29/2013 20:41
by Fool-for-love |
Several of my colleagues will dictate consultation notes in which they state they don't have the complete hist....
The question probably boils down to whether or not such practice is wi....
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10/2/2011 18:37
by Anonymous |
First, I encourage your
First, I encourage your friend to call his bankruptcy lawyer regarding this issue. The issue here may or may not be related to the bankruptcy filing. There is an organization called Chex Systems. Chex Systems is much like credit reporting agencies, but instead of reporting on credit card and loan accounts they report on bank accounts. If you have a bank account that is in the negative for some reason (such as over drawing the account) your bank will report this information to Check Systems. When you go to open a new account somewhere else the new bank will get a copy of the Chex Systems report and if you have a negative account somewhere else the new bank will not open an account for you until the old account is cleared up.
Now, if the account with the negative balance occurred after the bankruptcy was filed then the issue simply has nothing to do with the prior bankruptcy. If however, the negative bank account was before the bankruptcy then there are a few things that should be looked at. (1) Was the bank listed as a creditor in the bankruptcy? (2) Did anyone tell Chex Systems about the bankruptcy? If the debt was pre-petition (before the filing of bankruptcy) and properly listed in the case, then there is a simple fix. Get a copy of the Notice of Bankruptcy and send it with a cover letter to Chex Systems. Bankruptcy should not prevent you from opening a bank account.
Have your friend call his lawyer. If your friend was my client I would be happy to help him figure this out, and I would not likely charge him for it. Good luck.
Attorney Robert Kovacs